Business Insurance 101

If you are a business owner, chances are that you are incredibly protective of your brand, staff, and location. Your business is your brain child, and you’ve poured your passion into making it a reality. Since your business is so important, it’s vital to take good care of it in the event of something going wrong. Even if it’s just for peace of mind, business insurance agents recommend that you have your business covered in case of an emergency. This video shares the process of getting business insurance and what it can do to keep your assets safe.

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There are four categories that fall under business insurance: liability coverage, property coverage, workers’ comp, and commercial auto. Property coverage refers to the land you own, as well as the equipment and assets you own within your company. If you have commercial vehicles, commercial auto coverage speaks to the event in which these vehicles get into an accident or malfunction. Insurance on each of your company vehicles is essential, and absence of proper licensing and insurance may result in hefty fees for your business. Business insurance in important for all areas of your company.


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